Terms of Service

1. Acceptance of Terms

By using W-4 Calculator ("the Service"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, do not use the Service.

2. NOT TAX ADVICE - IMPORTANT DISCLAIMER

3. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW:

• We disclaim all liability for tax penalties, interest, or financial losses
• You use this service entirely at your own risk
• We are not responsible for IRS audits, penalties, or tax consequences
• Our total liability shall not exceed $100 or the amount you paid us

4. User Responsibilities

You are solely responsible for:

• Verifying all tax calculations with qualified professionals
• Ensuring accuracy of data you provide
• Compliance with all applicable tax laws
• Any tax filing decisions or W-4 changes you make

5. Service Description

W-4 Calculator provides automated estimates of tax withholding and potential refunds based on paystub data you provide. These are estimates only and may not reflect your actual tax situation.

6. Data Security

While we implement security measures, you acknowledge that no system is 100% secure. You provide financial data at your own risk.

7. No Warranties

THE SERVICE IS PROVIDED "AS IS" WITHOUT ANY WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF ACCURACY, RELIABILITY, OR FITNESS FOR A PARTICULAR PURPOSE.

8. Indemnification

You agree to indemnify and hold us harmless from any claims, damages, or expenses arising from your use of the Service or reliance on tax estimates.

9. Dispute Resolution

Any disputes shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association. You waive the right to participate in class action lawsuits.

10. Changes to Terms

We may update these Terms at any time. Continued use of the Service constitutes acceptance of updated Terms.

11. Contact Information

For questions about these Terms, contact us at: legal@w4calculator.com